Deb Rhodes Chatham-Kent

5 Practices That Could Possibly Hurt Your Credit Score

You should know that your credit score affects your financial life in a big, big way. Having bad credit will affect your ability to have a loan approved, how much interest is charged on your loan, or even your chances of getting employed. Maintaining good credit is an important part of adulthood and one that should be taken seriously to help secure your financial future.

Below are five practices that you may not know actually adversely affects your credit score.

Navigating A Buyer’s Vs Seller’s Market

Let’s be honest: the real estate industry has its own set of lingo. For a lot of us, especially first-time buyers, it can be difficult to determine what all these terms mean and then how to act accordingly. Luckily, though, we’re here to do the decoding so that you don’t have to.

Today, we’re tackling the terms “buyer’s market” and “seller’s market” and helping you understand the differences, how it affects your chances of becoming a homeowner, and what you can expect from each type of market.

5 Expensive Home Repairs You Need To Prepare For

As an adult, one of your main goals in life is to have your own home. But the expenses of owning a house does not stop with the mortgage and bills. Things can break inside the house, and sometimes unexpected repairs can set you back financially. This is why it’s important to have a budget set aside for home repairs. This will help maintain or even increase the value of your home. Below are five expensive home repairs that you need to prepare for.

Just Say No: 4 Signs It’s Time To Back Out Of Buying That House

It’s not fun to think about, but even if you fall in love with a home, it might not be the right fit. Although a home may meet all your must-haves, sometimes, issues come up that are just not worth it.

In those cases, even if you’ve put an offer on the place, it might not be too late to back out of buying the house before closing, and find another option that will ultimately work. It happens more often than you’d think.

If you’re stuck wondering whether the house you’re about to buy is really worth the potential woes, here are four major signs it may be time to walk away:

The Costs Of Moving You Might Have Missed

According to statistics, an average person will move approximately 11 times in their lifetime. And whether you are moving from one state to another or just one neighborhood over, the process will always be costly. From the obvious things like hiring movers to paying rent, moving always involves a lot of expenses. Often, however, there are small things that are often overlooked but take up part of your moving budget. Here are other expenses you need to take into account so you don’t end up getting short on cash.

How To Organize A Beautiful But Functional Nursery

Although they may be adorable and small, newborn babies come with a lot of “stuff.” Among the little clothes, diapers, and furniture, there is a lot to think about when decorating, arranging, and organizing a nursery. Naturally, you want to make sure the nursery looks just as cute as your baby. Here are a few tips for a functional, well-organized, and beautiful nursery.

How To Make Your House Handicap Accessible

If you or a loved one have a physical disability, it is important to make sure your home is handicap accessible. Having handrails available throughout your home and making the kitchen and bathroom layouts easily maneuverable are helpful solutions for making your house handicap accessible.In addition, you should make sure hallways and doorways are wide enough for wheelchairs and a clear pathway is available to enter the house and access different areas. Doing your research ahead of time is the best way to make sure you are prepared for transitioning your home to a safe environment for your loved ones.

Make Tiny Outdoor Spaces Look Bigger

Have you ever looked out at your garden and wished you had more space? Or wondered why you never really use your balcony? Yes, having a small outdoor space can be a challenge, but the good news is that you can make these spaces look bigger with some easy to implement tricks. Check out the infographic below.

7 Low Cost Ways To Make Your Home Look Amazing!

Want to make your home look it’s best without breaking the bank? You might think that creating a welcoming, friendly home will cost you an arm and a leg, but it’s not the case. All you need to make your home look amazing is a bit of imagination, creativity, and colour and accessories! Here is an infographic with simple tricks to get you started.

The Emotional Impact Of Selling Your Home

“Home is where the heart is”, goes the saying. And selling a beloved home can feel like years of memories and a neighborhood of friendships have been taken away. If the sale involves a life change, every twist of the process can feel like more salt in the wound.